Deposit Rate Schedule

Rates accurate as of Current Date.

PRINT RATE Schedule

Checking Accounts

ProductsFeeRate APR*Rate APY**Additional Information
Personal Checking $0 0.10% 0.10%  Average daily balance of $1,000 required to earn interest
Personal Basic Checking $0 N/A  N/A No balance requirements
Small Business Checking $0 N/A N/A  No balance requirements
Business Interest Checking $0 See Tier Schedule  See Tier Schedule Average daily balance of $1,500 required to earn interest

Business Interest Checking Tier Schedule

TierAmountRate APR*Rate APY** 
Tier 1 $0 - $1,499 0.00% 0.00% 
Tier 2 $1,500 - $24,999k 0.05% 0.05% 
Tier 3 > $25,000 0.10% 0.10% 

Savings Accounts

ProductsFeeRate APR*Rate APY**Additional Information
Personal Savings $0 1.00%  1.00% N/A
Business Savings $0 1.00% 1.00%  N/A
Certificates N/A N/A  N/A $5,000 minimum opening balance
Money Market Savings $15 See Tier Schedule  See Tier Schedule Average daily balance of $1,500 required to earn interest

Money Market Savings Tier Schedule

TierAmountRate APR*Rate APY**
Tier 1 $0 - $1,499 0.00%  0.00%
Tier 2 $1,500 - $24,999k 1.50% 1.51% 
Tier 3 $25,000 - $99,999 1.75%  1.76%
Tier 4 $100k - $399,999 2.96% 3.00% 
Tier 5 $400k - $999,999 3.93% 4.00% 

Certificates of Deposit (Personal and Business)

  • $5,000 Minimum to open
  • Terms from 6 months to 5 years
  • Penalties apply for early withdrawal
TermAPR**APY**
6 month 3.00% 3.04% 
12 month 3.40% 3.45% 
18 month 3.45% 3.50% 
24 month 3.55% 3.60% 
36 month 3.60% 3.66% 
48 month 3.75%  3.81%
60 month 4.00% 4.07% 

*APR = Annual Percentage Rate 

**APY = Annual Percentage Yield

Individual Retirement Accounts

  • $5,000 Minimum Balance
TermAPR*Rate APY**
6 month 3.00% 3.04% 
12 month 3.40% 3.45% 
18 month 3.45% 3.50% 
24 month 3.55% 3.60% 
36 month 3.60% 3.66% 
48 month 3.75% 3.81% 
60 month 4.00% 4.07% 

*APR = Annual Percentage Rate

**APY = Annual Percentage Yield

Early Withdrawal Penalty
TermPenalty
12 months or less 90 days interest
18 to 48 months 180 days interest
60 months 270 days interest

Rates accurate as of Current Date. Rates subject to change. Please visit our branch or call for more information.