Business Lending

As a locally owned and managed community bank your loan officer gets to know you and your business’ unique borrowing situation when structuring your loan request. This kind of customer service is what separates a community bank from the competition. Gainey Business Bank offers all types of commercial loans to meet your borrowing needs and all credit decisions are made locally in Scottsdale, Arizona.

Services

Lines of Credit

A revolving line of credit is a business essential. Use it to manage cash flow by financing short-term working capital needs such as inventory, accounts receivable, or other seasonal expenses. With a line of credit, you may borrow, repay, and borrow again.

Secured Loans

Secured term loans are used to finance fixed asset purchases for items such as equipment, vehicles, and furniture. Term loans can be used to finance permanent working capital or debt consolidation and may also be used for buying, improving, or refinancing commercial property.

Letters of Credit

Conduct business with confidence, even when you lack established relationships, with commercial and standby letters of credit from Gainey Business Bank.

Equipment Financing

Equipment loans can address a variety of needs for your business, such as vehicles and heavy machinery. You may also leverage business assets to access working capital and use the equity in equipment you already own.

Owner Occupied Real Estate

Your company’s home may be your biggest asset. Purchase, renovate, or refinance your business location with Gainey Business Bank.